Mortgage protection life insurance is a specialized policy designed to pay off a mortgage in the event of the disability, illness and death.

Indexed Universal Life (IUL) insurance is a type of permanent life insurance policy that offers both a death benefit and a cash value component. With an IUL, the cash value accumulates over time based on the performance of a selected stock market index, such as the S&P 500.

A Fixed Index Annuity (FIA) is a type of annuity contract that offers the opportunity for potential growth linked to the performance of a stock market index, such as the S&P 500, while also providing downside protection. Unlike variable annuities, FIAs offer a guaranteed minimum interest rate, ensuring that the principal investment is protected from market downturns. This combination of potential market-linked growth and downside protection makes FIAs a popular choice for individuals seeking a balance of growth potential and stability in their retirement income strategy.

Final expense insurance, also known as burial insurance or funeral insurance, is a type of life insurance policy designed to cover the costs associated with a person's funeral, burial, and other end-of-life expenses. These policies typically have lower coverage amounts compared to traditional life insurance policies, ranging from a few thousand dollars up to around $40,000. Final expense insurance is often marketed to seniors or individuals who may not qualify for or need larger life insurance policies.

Life insurance is a financial product that provides a lump-sum payment, known as a death benefit, to beneficiaries upon the death of the insured individual. This payment helps provide financial security to the insured's loved ones by covering various expenses such as funeral costs, outstanding debts, mortgage payments, and ongoing living expenses. Life insurance comes in various types, including term life, whole life, universal life, and indexed universal life, each offering different features and benefits tailored to meet different financial needs and goals.